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Sign up now and get 'My Farmagen' FREE* - The most precise pharmaceutical treatments + up to 10% off in the family pack.
What is 'My Farmagen'?
Program that will help you improve the choice of medications based on your genetic information.
Advantages
What it includes
How do I access My Farmagen?
Now FREE with your Sanitas insurance.
What does Blua include in your policy?
More insured persons, more advantages. 10% permanent discount for all policies with 4 or more insured persons(2).
Remember that if you choose annual payment,you will have an additional 4% discount. Take this opportunity now and avoid waiting periods. If you come to Sanitas and had comprehensive health insurance with another company in Spain for at least 1 year, you will not be subject to waiting periods in your new policy, except in the case of childbirth. On one of the screens in the contracting process or after confirming the contract, you will need to provide a copy of the particular terms and conditions of your previous policy (or your health card if the registration date is included) and the last bill for this policy or proof of payment.
It's time to come to Sanitas.
Sanitas Accede is the insurance policy with in-person medical care (primary care and specialities, with no limit) and all the advantages of digital medicine. Access to more than 58,000 doctors, 4,500 health centres across Spain, and 5 hospitals. You can choose the centre that best suits your needs for a face-to-face appointment, or have an online appointment with your usual doctor wherever you are.
*New contracts for the Más Salud, Más Salud Familias, Profesionales, Más 90.000, Premium 500.000 and Sanitas Residents product ranges, with an effective date between 1 November 2026 and 1 February 2027 and registered from 15 October 2026 onwards, will enjoy, at no cost, the co-payment rate of My Farmagen for new policyholders (people who have not held a Sanitas policy in the previous 6 months). Activation must be completed within 2 months of the policy's effective date; otherwise, the co-payment structure in force at the time of activation will be applied. Exclusive promotion for adults and limited to the first 20,000 people who meet the established conditions.
(1) Permanent discount of 10% on the net premium for new policies taken out with 4 or more new insured persons for the Sanitas Más Salud and Sanitas International Residents products. The discount will continue while the policy remains in force, provided that payments are up to date and there are 4 or more insured persons. Offer not applicable to group policies or optionally contracted additional guarantees.
(2) You can check the prices of the different products marketed by SANITAS at https://www.sanitas.es/seguros/seguros-medicos-privados/precio-seguros-medicos. Premiums valid for new policyholders who sign up between 01/07/2025 and 31/12/2026. These premiums will be subject to a 0.15% surcharge from the Insurance Compensation Consortium. Premiums may vary depending on the insured's place of residence. The maximum age for taking out a policy is 59 years. There is no age limit for continuing coverage. New insured person: anyone who has not been on another Sanitas policy in the 6 months immediately prior to the date they are added to the new policy.
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Sanitas Accede is the insurance policy with in-person medical care (primary care and specialities, with no limit) and all the advantages of digital medicine. Access to our more than 58,000 doctors, 4,500 health centres throughout Spain, and 4 hospitals. You can choose the centre that best suits your needs for an in-person appointment, or have an online appointment with your usual doctor wherever you are.
Primary medicine and medical specialities (cardiology, dermatology, endocrinology, neurology, gynaecology, traumatology, ophthalmology, oncology, psychiatry, etc.)
Simple diagnostic tests and ultrasounds.
Video consultation with specialists (in all medical specialities. More than 2,700 Sanitas doctors available on your mobile).
Basic dental coverage (consultations, treatments, cleanings and extractions).
Digital nutrition programme, personal trainer, pregnancy and child health.
Simple therapeutic methods (rehabilitation sessions, ventilation therapy, pacemaker monitoring, etc.).
Sanitas Accede is a product with co-payment.
*Physiotherapy (10 sessions), ventilation therapy (15 sessions) and oxygen therapy (30 days for BIPAP and CPAP and 15 days for aerosol).
**The services are calculated per person per year. If the insured person reaches the annual copayment figure, Sanitas will pay the rest. No copayment will be applied regardless of the required service included in the coverage
You can check the premium rates for the first policy year of this product at www.sanitas.es/tarifas. Premium with co-payment valid for new policyholders who sign up between 01/03/2025 and 31/12/2025. These premiums will be subject to a 0.15% surcharge from the Insurance Compensation Consortium. Premiums may vary depending on the insured's place of residence. The maximum age for taking out a policy is 59 years. There is no age limit for continuing coverage. New insured person: anyone who has not been on another Sanitas policy in the 6 months immediately prior to the date they are added to the new policy.
A health insurance policy for families, specifically designed to guarantee comprehensive, high-quality healthcare.
It includes:
Primary medicine and medical specialities (cardiology, dermatology, endocrinology, neurology, gynaecology, traumatology, ophthalmology, oncology, psychiatry, etc.)
Diagnostic tests (clinical analyses, X-rays, endoscopies, ultrasounds, MRI scans, CT scans, etc.).
Therapeutic methods (rehabilitation, cancer treatment, respiratory therapy, speech and voice therapy, lithotripsy, radiotherapy, etc.).
Family assistance (optional, including household tasks, childcare, delivery of medication from the pharmacy...).
Guidance programmes (a telephone platform and website channel with general advice programmes, staffed by health professionals).
Personalised plans via video consultation (digital nutrition programme, personal trainer, pregnancy...).
Surgical procedures.
Hospitalisation.
Psychology and speech therapy.
Sanitas Más Salud Familias is a policy with low co-payment or no co-payment
If you take out your policy with a low co-payment, the services are calculated per insured person per year:
*Physiotherapy (10 sessions), ventilation therapy (15 sessions), oxygen therapy (30 days for BIPAP and CPAP and 15 days for aerosol) and preparation for childbirth.
A comprehensive insurance policy tailored to the needs of foreign residents coming to Spain who require health insurance with or without waiting periods to get a visa.
It includes:
Primary care with general medicine, paediatrics, nursing services, general emergencies.
Medical specialities (cardiology, dermatology, endocrinology, neurology, gynaecology, traumatology, ophthalmology, oncology, psychiatry, etc.).
Video consultation with specialists. In all specialities. More than 3,100 doctors from the Sanitas team at your disposal on your mobile phone.
Simple and complex diagnostic tests. Clinical analyses, ultrasounds, endoscopes, x-rays, MRI, CT scans, etc.
Treatments for simple and complex medical conditions. Rehabilitation, cancer treatment, respiratory therapy, speech and voice therapy, lithotripsy, radiotherapy, etc.
Surgical procedures. Either as an outpatient or if you require hospital admission.
Hospitalisation. Hospital admission and stay.
Repatriation guarantee. Transfer to the country of origin in case of death of the insured and companion, with total coverage and complete assistance.
Our range of products for foreigners includes Sanitas Residents and Sanitas Residents Platinum, with complete basic coverage, and with access to exclusive services such as home services, reimbursements, etc.
Sanitas Residents and Sanitas Residents Platinum are no-copayment insurance plans suitable for visa applications, which you can request up to six months in advance and get an instant visa certificate for.
Sanitas offers the most comprehensive funeral insurance and the one that best suits your family, backed by the experience of a specialist company, Santalucía:
Advantages and features
In addition to the best funeral coverage on the market, Asistencia Familiar iPlus offers other optional coverage such as legal assistance, childcare service for children under 7, national and international repatriation of the deceased insured, and specific cover for foreign residents in Spain, allowing repatriation in the event of death to the country of your choice, accompanied by a family member.
The best funeral coverage on the market
Optional coverage
*Comprehensive legal protection
Travel Assistance
Coverage that evolves according to age
Residents in Spain
Resident abroad
*This insurance is offered under a co-insurance arrangement by Sanitas and Santalucía on a 50% basis, with Santalucía acting as the delegated managing entity of the policy. Subject to the general and specific conditions and to the limits set out therein.
Personal insurance designed for your peace of mind and backed by the experience of a specialist company, Santalucía:
Advantages and features
Sanitas International Students is a policy with no waiting periods and no co-payment, for foreign nationals studying in Spain and aged between 14 and 35 years.
This policy covers all the medical needs of foreign students during their stay in Spain (a minimum of 3 months and a maximum of 1 year):
Primary care
Medical specialities
Diagnostic tests
Therapeutic methods
Surgical procedures
Hospitalization
Repatriation guarantee
Second medical opinion
Video consultation advisory programmes
Insurance requirements
Activa Digital is a health insurance policy that includes an online video consultation service with more than 3,100 professionals from Sanitas’s medical network across more than 30 specialties, medical advisory programmes and exclusive home services, all from your mobile phone and without the need to travel.
Primary and specialist healthcare
Video consultation for emergencies
Access to more than 30 specialities via video consultation
Medical advisory programmes
Medication sent to your home from the pharmacy
Personalised plans via video consultation
At-Home lab test
Home physiotherapy
No waiting periods, pre-existing condition exclusions or co-payments.
Premium valid for the first policy year for policies with an effective date between 01/12/2022 and 01/02/2023, provided that the policyholder and payer is a company, to which a surcharge from the Insurance Compensation Consortium of 0.15% of the net premium will apply. To take out this product, at least 2 households and 5 insured persons must be included in the policy.
We adapt to your needs. Now Sanitas Accede from €22.10/month*.
Comprehensive healthcare insurance for freelancers at an affordable price.
Healthy smiles for you and your loved ones for less than you might imagine.
Insurance designed for groups with specific needs.
Get access our exclusive centres with the most advanced technology.
Enjoy access to more than 58,000 professionals in our medical network.
We’ve been caring for people’s health for over 70 years.
Book your appointments, view your test results… at all times.
We will see you in person on a first-come, first-served basis during our opening hours. However, to ensure you receive priority service and avoid waiting times, we recommend booking an appointment online right on this page.
Those who live or work in the Estepona area and the western Costa del Sol have access to the local medical network, including priority access to Hospital Quirónsalud Marbella and Hospiten Estepona for 24-hour emergency care, specialist treatment and hospitalisation. At the Estepona office, we can advise you on the nearest healthcare professionals and centres.
Health insurance without co-payments has a fixed monthly premium regardless of how much you use it, while options with co-payments offer a lower monthly premium in exchange for a small charge for each consultation or test. At our Estepona branch, we assess your expected use of medical services to recommend the most suitable option for you.
Yes. If you switch from another private insurer, at the Sanitas office in Estepona we can arrange for the main waiting periods to be waived, allowing you to access specialist treatment and diagnostic tests with immediate cover from the first day. Note that the standard term of a health insurance policy is one year from the policy start date.
Yes. At the Estepona office, we can arrange policies that meet 100% of the requirements set by the Immigration Office and consulates (comprehensive healthcare in Spain, no co-payments, no waiting periods and repatriation). You just need to visit the branch with your passport.
To arrange your policy in person at the Estepona office, you only need to provide a valid identity document (DNI, NIE or passport) and your bank details for the direct debit. Our advisers will handle the process on the spot.
Sanitas policies include emergency cover abroad for trips or temporary stays outside Spain (covering emergency hospital, medical and pharmaceutical expenses). At our Estepona office, we can explain the coverage limits in detail and how to activate the travel assistance.
Self-employed workers can deduct up to €500 a year for each member of their household (the policyholder, spouse and children under 25) on their personal income tax return when taking out health insurance. At the Estepona office, we can explain how to make use of this tax benefit in person.
Sanitas offers a modular range of policies (comprehensive cover, options with reimbursement of expenses and family policies). If you live in Estepona or the western Costa del Sol, our team at the Estepona office will assess which health insurance best suits your circumstances and the way you are likely to use the local medical network.
Before taking out a policy, it is essential to compare the proximity of hospitals and medical centres in your area, as well as assess how you are likely to use the cover. At our Sanitas office in Estepona, we will assess your circumstances and recommend the health insurance that best suits your needs.
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After another visit to their office, I wanted to express my satisfaction with Sanitas Estepona, which has proven to be exceptional in resolving the doubts I had. No other...
Excellent service, suitable facilities, and my question was answered.
I was pleasantly surprised to find such competent, serious and reliable staff at Sanitas, who are also kind and humane, as in this team in Estepona. Congratulations!
After another visit to their office, I wanted to express my satisfaction with Sanitas Estepona, which has proven to be exceptional in resolving the doubts I had. No other company has responded so quickly and efficiently while also answering all my questions. It has been a pleasure to have the office nearby and to be able not only to visit it, but also to talk to staff who speak my language fluently. If you ever need a client to recommend you to new clients, I would be happy to help. I am grateful to Thekla Kurpjuweit for always providing me with the best service and guiding me through the complex healthcare system for an Englishman who had only recently arrived in Spain.
